About Us at Consultative Healthcare

Consultative Healthcare, Inc. is headquartered in Centennial, Colorado and was founded in 2009 by Raul Canales. We have consistently differentiated ourselves as an innovative employee benefits brokerage firm through creative plan designs and implementation of consumer-directed healthcare solutions, including corporate wellness programs.  Consultative Healthcare, Inc is also recognized as a leader in advising individuals and companies on how to best meet their business insurance, property and casualty insurance, and employee benefits needs.

Our consultative approach to clients’ insurance needs puts us in a position to provide plan designs that are best suited to individual clients’ needs.  We offer fully insured and self-funded health insurance plans as well as COBRA and Cafeteria plans. We have developed excellent relationships over the past 10 years with our insurance carrier partners, including Anthem, Aetna, Cigna, United Healthcare, Assurant, Kaiser Permanente, Rocky Mountain Healthcare, Aflac, Sun Life, and we anticipate adding more partners over the next few months.

Your employee benefits package is the centerpiece of staff compensation, recruitment and retention efforts. Therefore, it becomes the center of our focus. We understand your needs and the importance of employee benefits to your ongoing success. Therefore, from day one, we think outside the box and formulate a plan design that works for you and your employees.  Our employee benefits and business insurance advisors understand the complexities of insurance and work closely with you to meet your short-term and long-term goals.

Customer service is another attribute that sets us apart.  We go above and beyond what clients might expect of us by listening to their unique needs and providing them with a product that best meets those needs.  We understand how important customer satisfaction is to the success of our business and the communication process.